Financial News

Airline Credit Cards

5 Wise Steps To Choose an Airline Credit Card

Apply for an airline credit card, and you’ll soon be jetting off to the vacation of your dreams, right? Well, it’s not that simple. Airline credit cards do grant their customers some of the most valuable rewards in the industry. However, not everyone is qualified to get them, and they may not be the best Read more

How to Choose a Hotel Rewards Card

The Right Way to Choose a Hotel Rewards Credit Card

Did you know there was another segment of travel credit cards dedicated to hotels? Hotel rewards credit cards work with a hotel’s loyalty program, earning you points for each stay. Hotel credit cards are best used by cardholders who often travel, like avid travelers and road warriors. Points can be converted to exclusive perks and Read more

Debt Counseling

Debt Counseling Services: Should You Use Them?

Updated: September 11, 2022 Many people have difficulty managing their financial situation. Overdue bills are a constant source of worry. They live paycheck to paycheck. When someone is in this situation, debt counseling services (also known as consumer counseling services) sound like a responsible choice. They are advertised as a long-term solution to get your Read more

Debt Consolidation Affects Credit Score

Understanding How Debt Consolidation Affects Credit Score

Last Updated: September 11, 2022 It’s common knowledge that eliminating debt improves your credit score and financial situation. To eradicate it, we use what resources we have available. If you possess a significant amount of debt, you may be considering debt consolidation. After all, it sounds like a sensible way to get a handle on Read more

Remove Negative Items from Credit Report

Remove Negative Items From Credit Report Wisely

Updated: September 9, 2022 Negative information is never good. On your credit report, it’s even worse. Lenders see it as a legitimate reason to give you a credit card or loan with a higher interest rate. As a result, you’ll end up paying more for using their credit. When you remove negative items from credit Read more

When Disputing Credit Report What Is Best Way

A Guide on How to Dispute Credit Report Errors and Win

Updated: August 3, 2022 Credit report errors can cause further problems and delays when obtaining credit in the future. You may notice a small mistake on your report but don’t hesitate to have it corrected straight away. If you choose to ignore these mistakes you can run into bigger difficulties in the application process for Read more

Why Did My Credit Score Go Down

Why Did My Credit Score Drop? Possible Reasons

Last Updated: July 30, 2022 You know that it’s important to have a good credit score, so you do all the right things. Any mistakes you make are short-lived: you’re always quick to correct them. Despite this, your credit score should be strong, and you have a pretty good estimate of where it should fall. Read more

Denied for a Credit Card

Credit Card Application Denied: Most Common Reasons

Last Updated: July 30, 2022 You won’t always be expecting your credit card application to be denied, and sometimes you won’t be told exactly why it was rejected. Below are the most common reasons explained and what you should do to increase your chances of having your application approved. High Credit Card and Loan Balances Read more

Credit Utilization Rate

Understanding a Good Credit Utilization Ratio

Updated: July 30, 2022 When reading about credit and credit cards, you may see the term “credit utilization ratio.” If you don’t know what exactly a credit utilization ratio is, the whole discussion can go over your head. Worse, you may be missing out on an easy way to improve your credit score. What Is Read more