December 1, 2022
Updated: December 1, 2022 You’ve probably heard about “credit cards with no annual fee” on the television or from ads on the internet. If you’re not sure what exactly they are, it’s okay. We’ve put together this article to help you understand these types of cards. What Is an Annual Fee? An annual fee is Read more
December 1, 2022
Updated: December 1, 2022 Personal finance software tools help give you authority over your financial life, but they don’t all serve the same purpose. You may want to track expenses, stick to a budget, invest, pay your taxes, or perform other money management tasks. No matter your financial goals, you can bet there’s a software Read more
December 1, 2022
0% APR credit cards are powerful tools to help reduce credit card debt. They allow you to pay off the principal of the debt without accruing interest over a given period of time. This 0% APR offer may apply to new purchases, past balance transfers, or both. If you are looking for 0% APR credit Read more
November 30, 2022
Last Updated: November 30, 2022 One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you Read more
November 29, 2022
Every trip needs some planning, and in 2022 you can plan and manage your trips directly from your smartphone. Be your own travel agent and you can leave the road maps at home – let these top travel apps do the hard work for you. Whether you’re an iPhone or Android user, your next vacation Read more
November 29, 2022
Last Updated: November 29, 2022 Note: During the coronavirus outbreak, the 3 credit bureaus allow you to get credit reports for free once a week! A credit bureau, also known as a credit reporting agency, stores, compiles, and evaluates your credit history. Credit bureaus hold information about your payment patterns, balances owed, and how you Read more
November 29, 2022
Updated: November 29, 2022 Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different Read more
November 29, 2022
Last Updated: October 5, 2022 A lender’s “interest-free financing” credit card sounds tempting. It might be worded as “0% APR” and “no interest if paid in full” over time. The promise of saving money with a credit card is powerful. If you could eliminate paying interest, why not get the card? Before you add it Read more
November 28, 2022
Updated: November 28, 2022 The draw of a cash back credit card is very appealing. You can earn money back at the end of the month from your purchases, in addition to other benefits. The cash back earned is maximized when you pay off your balance each month. We want you to select the best Read more
November 28, 2022
Updated: November 28, 2022 Credit card statements are usually approached with fear, denial, and confusion. Unless we have kept a tight grip on our finances, we tend to fear the balance we owe. Then comes the denial: we can’t really owe this much money, can we? As we stare at the credit card billing statement, Read more