January 8, 2024
Updated: November 29, 2022 Reading a credit report can be intimidating. It holds all of your reported credit history for the last seven to ten years. That’s a lot of information to process and it is easy to see why it can be overwhelming. In this article, we’ll review how to read a credit report. Read more
September 11, 2022
Updated: September 11, 2022 Many people have difficulty managing their financial situation. Overdue bills are a constant source of worry. They live paycheck to paycheck. When someone is in this situation, debt counseling services (also known as consumer counseling services) sound like a responsible choice. They are advertised as a long-term solution to get your Read more
September 9, 2022
Updated: September 9, 2022 Negative information is never good. On your credit report, it’s even worse. Lenders see it as a legitimate reason to give you a credit card or loan with a higher interest rate. As a result, you’ll end up paying more for using their credit. When you remove negative items from credit Read more
August 3, 2022
Updated: August 3, 2022 Credit report errors can cause further problems and delays when obtaining credit in the future. You may notice a small mistake on your report but don’t hesitate to have it corrected straight away. If you choose to ignore these mistakes you can run into bigger difficulties in the application process for Read more
July 27, 2022
Updated: July 27, 2022 Late payments on your credit report can have a knock-on effect when you next apply for a credit loan. Credit scores are there to show whether or not you can meet your payments on time, so it is only natural that if you have late payments in the past it will Read more
June 15, 2022
Updated: June 15, 2022 Debt collections are a result of having unpaid debts for several months. Your creditor will pass your account onto a debt collector and part of their job is to show this debt on your credit report, which won’t be doing your credit score any favors. There are a number of possible Read more
May 31, 2022
Updated May 31, 2022 Sometimes we make mistakes that affect our credit score. You may have accidentally missed a payment deadline, or opened a new credit card too soon after the last one. The result is that your credit score is no longer perfect. Rebuilding your score takes time. It takes patience to see the Read more