2024’s Top Picks: Discover Stores Offering Amazing Debit Card Cash Back Deals
Imagine getting cash in hand while shopping without the hassle of finding an ATM! That’s the convenience of debit card cash back. Intrigued? Let’s dive into a world where your shopping trip can also mean a quick cash withdrawal. Ready to uncover the local stores that offer this nifty perk and learn the simple steps to make it happen? Join us on this enlightening journey!
Table of Contents
How Can I Get Debit Card Cash Back Near Me?
When using your debit card for purchases, take advantage of the option to receive cash back – and don’t worry, no extra fees are involved. Moreover, this feature offers a quick and easy way to withdraw funds from your checking account while you’re already out shopping.
Instructions To Follow
- First, use the card reader and enter your PIN.
- After that, select debit to get cash back on purchases; credit won’t qualify.
- Then you will be asked if you want to earn cash back. Enter “Yes.”
- Next, choose or enter the amount of cash back you want.
- The purchase will be charged once the transaction is complete, and the cash withdrawal amount will be included.
- Finally, you will get the receipt and the cash back you asked for.
Is Getting Debit Card Cash Back at Stores Near Me Always Free?
That’s not true. Sometimes you need to buy non-essential items and may have to meet a minimum purchase amount to get debit card cash back. Moreover, some stores also charge fees for cash withdrawals.
Cash Back at Stores vs. Cash Back Apps
When we talk about cash back at stores, we mean physical dollar bills you get from a cashier. You can also earn money back with the help of special cashback applications that you link to your debit card. This kind of cashback is the percentage of your total purchase amount. Most apps let you redeem the cashback rewards generally through PayPal, gift cards, or sometimes checks.
What Stores Give Cash Back Near Me?
Many grocery stores, drugstores, superstores, convenience stores, and office supply stores give debit card cash back. Some gas stations also do this. Let’s explore the list of stores that offer cash back near you.
It should be noted that alongside giving cash back on debit card purchases, some stores allow you to get some money back on Discover credit card transactions (see Discover Cash Over program) and when you pay with a personal check.
List of 40 Stores that Give Cash Back on Debit Cards in 2024
| Store/Store Locator | Withdrawal Limit | Accepted Payment Methods | Fees | Other Conditions |
|---|---|---|---|---|
| Albertsons | $100 to $300 (variable) $120 for Discover credit card | Debit card Discover credit card | None | - |
| ALDI | $100 | Debit card | None | - |
| Food Lion | $200 with debit cards $50 with checks up to $200 with an EBT card | Debit card Check | None | You can get up to $100 cash back without making a purchase |
| Hannaford | $100 | Debit card Discover credit card Check | None | - |
| Jewel-Osco | $100 | Debit card Discover credit card | None | - |
| Ralphs | $200 | Debit card Discover credit card | None | - |
| Safeway | $200 | Debit card Discover credit cardCheck | None | - |
| Save Mart Supermarkets/S-Mart | $200 to $300 (variable) | Debit card | None | - |
| Shoppers Food Warehouse | $300 at the register; $100 at self-checkout | Debit card | None | - |
| ShopRite | $200 with debit cards $120 for Discover credit card | Debit card Discover credit card | None | - |
| Vons | $200 $25 for personal checks | Debit card Discover credit card Check | None | - |
| Walmart | $100 at the register and $60 at self-checkout with debit cards $60 with Discover credit card $20 with personal checks | Debit card Discover credit Check | None | Available in increments of $20 |
| Whole Foods | $100 | Debit card | None | - |
| Winn-Dixie | $100 | Debit card Discover credit card | None | - |
| 7-Eleven | $10 | Debit card | None | The number of transactions is limited to 2 per day in most locations |
| Casey's General Store | $20 | Debit card | None | - |
| Circle K | $40 | Debit card | None | - |
| Dollar General | $40 | Debit card | None | Available in increments of $10 |
| Dollar Tree | $50 | Debit card | $1 | Available in increments of $10 (though $1 and $5 bills can be requested) |
| Family Dollar | $50 | Debit card | None | - |
| Kum & Go | $20 | Debit card | None | Visa Mastercard Discover debit cards are accepted |
| Kwik Trip/Kwik Star | $20 | Debit card | None | Visa Mastercard Discover debit cards are accepted |
| Fred Meyer | $300 | Debit card | - | |
| Giant Eagle | $50 with debit cards $30 for personal checks | Debit card Check | None | - |
| H-E-B | $50 | Debit card Check | None | - |
| Hy-Vee | $60 | Debit card | None | Visa Mastercard Discover debit cards are accepted |
| JayC | $100 | Debit card Discover credit card | None | - |
| Mariano's | $100 | Debit card Discover credit card | None | Not allowed with coupons |
| Meijer | $50 with debit cards $25 for personal checks | Debit card Check | None | - |
| Publix | $100 | n/a | None | - |
| Raley's Supermarkets | $10 to $60 (variable) | Debit card | None | - |
| Trader Joe's | $50 | n/a | None | - |
| Staples | $40 | n/a | None | - |
| CVS | $35 | Debit card | None | - |
| Rite Aid | $40 (variable) | Debit card | None | - |
| Walgreens | $20 | Debit card | None | - |
| Costco | $60 | n/a | None | Must be a Costco member |
| Kmart | $50 | Debit card | None | - |
| Target | $40 with debit cards $20 for personal checks | Debit card Check | None | Available in increments of $20 |
| Kroger | $300 with debit cards $120 for Discover credit card $20 for checks | Debit card Discover credit card Check | $0.5 fee for cash back up to $100 |
What Stores Give the Most Cash Back?
Most stores give cash back of around $20 – $60. However, some stores offer a money back of $100 to even $300 on debit card purchases, Discover credit card transactions, or assets with a personal check.
19 Stores that Give the Most Cash Back in 2024
| Store/Store Locator | Cash Back Amount |
|---|---|
| Albertsons | $100 to $300 (variable) $120 for Discover credit card |
| ALDI | $100 |
| Food Lion | $200 with debit cards $50 with checks up to $200 with an EBT card |
| Hannaford | $100 |
| Jewel-Osco | $100 |
| Ralphs | $200 |
| Safeway | $200 |
| Save Mart Supermarkets/S-Mart | $200 to $300 (variable) |
| Shoppers Food Warehouse | $300 at the register; $100 at self-checkout |
| ShopRite | $200 with debit cards $120 for Discover credit card |
| Vons | $200 $25 for personal checks |
| Walmart | $100 at the register and $60 at self-checkout with debit cards $60 with Discover credit card $20 with personal checks |
| Whole Foods | $100 |
| Winn-Dixie | $100 |
| Fred Meyer | $300 |
| JayC | $100 |
| Mariano's | $100 |
| Publix | $100 |
| Kroger | $300 with debit cards $120 for Discover credit card $20 for checks |
What Stores Don’t Give Cash Back on Debit Card Transactions
If you’re buying a new armchair, a lamp, or a jacket, you are unlikely to get cash back with your debit card. It is also important to note that popular retail stores such as Cumberland Farms, H&M, Pottery Barn, Speedway, and Starbucks typically do not offer cashback options.
What Are the Pros and Cons of Getting Cash Back at Stores Near Me?
First, look at the advantages of using the money back while shopping:
- The process is easy and quick
- You don’t have to visit an ATM or a bank
- The fees are zero or negligible.
On the other hand, there are certain disadvantages:
- You need to purchase to get access to cash back
- A minimum purchase amount may also be required
- Some stores charge fees
- There can be limits on cash withdrawal amounts.
Wrapping Up with FFG: Smart Cash Back Strategies for Savvy Shoppers
In conclusion, leveraging cash back at stores offers immediate financial convenience when you need cash in a pinch. However, it’s essential to weigh the benefits and drawbacks carefully. Remember, the key is to shop wisely – avoid the trap of unnecessary spending just for the sake of cashback. Stay informed, make smart choices, and let your purchases work in your favor!
Last Updated: January 8, 2024
![Gas stations that do cashback [2024]](https://financialfreedom.guru/wp-content/uploads/2024/01/Gas-stations-that-do-cashback-2024.jpeg)
Good list, with the pandemic the line ups at the bank are one hour sometimes. It is good to get groceries and cash for tips in one place
Thanks for sharing your opinion!
That is why we created this cashback list, thanks for stopping by!
A good list you’ve made! Earlier I used to visit customer service desk to find out whether it’s possible to get debit card cash back at the store. Now I can use your table instead
Thank you for checking out our cash back table
I often pay with a debit card so getting cash back is just an extra perk. Will definitely use your list
For sure, it saves the trip to the ATM
I wonder whether it is possible to kill two birds with one stone and in addition to receiving cashback from your debit card, get a percentage of your purchase back by linking these apps to your debit card?
You won’t get the points on the cash you withdraw
It is regular practice of mine to receive cashback on debit cards, especially since you receive cash instantly
I think it used be very common practice, but with contactless payments spread not everyone knows that this is even an option
As for me, the process is absolute without negative side effects.
Of course, you just need to know which store has cash back if you need cash for whatever reason
If you were going to pay smth with your debit card anyways so its a smart way to get something out of it and reward yourself for paying bills.
I don’t know if Cash is a reward, but for sure can save time and a trip to the bank especially now during the pandemic.