List of Stores that Give Cash Back on Debit Cards in 2022
Update –11/25/2022 [List of Stores that Give Cash Back on Debit Cards in 2022]
Isn’t it great to shop at your favorite store and withdraw the cash you need while making a purchase? Some stores allow you to receive debit card cash back without visiting the bank or ATM. Let’s explore how you can get cash back and what shops near you let you do this.
How Can I Get Debit Card Cash Back Near Me?
When you use your debit card while shopping at a store, you may be allowed to get physical cash back. You can just withdraw cash from your checking account while paying for your purchases. In most cases, you won’t have to pay a fee.
Follow these instructions:
- Use the card reader and enter your PIN.
- Choose that you’d like your purchases to be processed as debit. If you select the credit option, you won’t get the cash back.
- You will be asked if you want to get cash back. Enter “Yes.”
- Choose or enter the amount of cash back you want.
- When the transaction is over, you will be charged for the purchase. The cash withdrawal amount will be added to the charge.
- You will get the receipt and the cash back you asked for.
Is Getting Debit Card Cash Back at Stores Near Me Always Free?
No, it’s not. Some stores require a minimum purchase amount before they allow you to get debit card cash back. Sometimes you’ll have to buy things you don’t need. In some stores, there’s a fee for cash withdrawals. The fee is similar to the one you pay at an out-of-network ATM.
Cash Back at Stores vs. Cash Back Apps
When we talk about cash back at stores, we mean physical dollar bills that you get from a cashier. You can also earn cash back with the help of special cash back applications that you link to your debit card. This kind of cash back is the percentage of your total purchase amount. Most apps let you redeem the cash back rewards through PayPal, gift cards, or sometimes checks.
What Stores Give Cash Back Near Me?
Quite a lot of grocery stores, drugstores, superstores, convenience stores, and office supply stores give debit card cash back. Some gas stations also do this. Let’s explore the list of stores that give cash back near you.
Note: Alongside with giving cash back on debit card purchases, some stores allow you to get cash back on Discover credit card transactions (see Discover Cash Over program) and when you pay with a personal check.
List of 40 Stores that Give Cash Back on Debit Cards [11/25/2022]
| Store/Store Locator | Withdrawal Limit | Accepted Payment Methods | Fees | Other Conditions |
|---|---|---|---|---|
| Albertsons | $100 to $300 (variable) $120 for Discover credit card | Debit card Discover credit card | None | - |
| ALDI | $100 | Debit card | None | - |
| Food Lion | $200 with debit cards $50 with checks up to $200 with an EBT card | Debit card Check | None | You can get up to $100 cash back without making a purchase |
| Hannaford | $100 | Debit card Discover credit card Check | None | - |
| Jewel-Osco | $100 | Debit card Discover credit card | None | - |
| Ralphs | $200 | Debit card Discover credit card | None | - |
| Safeway | $200 | Debit card Discover credit cardCheck | None | - |
| Save Mart Supermarkets/S-Mart | $200 to $300 (variable) | Debit card | None | - |
| Shoppers Food Warehouse | $300 at the register; $100 at self-checkout | Debit card | None | - |
| ShopRite | $200 with debit cards $120 for Discover credit card | Debit card Discover credit card | None | - |
| Vons | $200 $25 for personal checks | Debit card Discover credit card Check | None | - |
| Walmart | $100 at the register and $60 at self-checkout with debit cards $60 with Discover credit card $20 with personal checks | Debit card Discover credit Check | None | Available in increments of $20 |
| Whole Foods | $100 | Debit card | None | - |
| Winn-Dixie | $100 | Debit card Discover credit card | None | - |
| 7-Eleven | $10 | Debit card | None | The number of transactions is limited to 2 per day in most locations |
| Casey's General Store | $20 | Debit card | None | - |
| Circle K | $40 | Debit card | None | - |
| Dollar General | $40 | Debit card | None | Available in increments of $10 |
| Dollar Tree | $50 | Debit card | $1 | Available in increments of $10 (though $1 and $5 bills can be requested) |
| Family Dollar | $50 | Debit card | None | - |
| Kum & Go | $20 | Debit card | None | Visa Mastercard Discover debit cards are accepted |
| Kwik Trip/Kwik Star | $20 | Debit card | None | Visa Mastercard Discover debit cards are accepted |
| Fred Meyer | $300 | Debit card | - | |
| Giant Eagle | $50 with debit cards $30 for personal checks | Debit card Check | None | - |
| H-E-B | $50 | Debit card Check | None | - |
| Hy-Vee | $60 | Debit card | None | Visa Mastercard Discover debit cards are accepted |
| JayC | $100 | Debit card Discover credit card | None | - |
| Mariano's | $100 | Debit card Discover credit card | None | Not allowed with coupons |
| Meijer | $50 with debit cards $25 for personal checks | Debit card Check | None | - |
| Publix | $100 | n/a | None | - |
| Raley's Supermarkets | $10 to $60 (variable) | Debit card | None | - |
| Trader Joe's | $50 | n/a | None | - |
| Staples | $40 | n/a | None | - |
| CVS | $35 | Debit card | None | - |
| Rite Aid | $40 (variable) | Debit card | None | - |
| Walgreens | $20 | Debit card | None | - |
| Costco | $60 | n/a | None | Must be a Costco member |
| Kmart | $50 | Debit card | None | - |
| Target | $40 with debit cards $20 for personal checks | Debit card Check | None | Available in increments of $20 |
| Kroger | $300 with debit cards $120 for Discover credit card $20 for checks | Debit card Discover credit card Check | $0.5 fee for cash back up to $100 |
What Stores Give the Most Cash Back?
Most stores give cash back of around $20 – $60. However, there are stores that offer you cash back of $100 to even $300 on your debit card purchases, Discover credit card transactions, or purchases with a personal check.
19 Stores that Give the Most Cash Back [11/25/2022]
| Store/Store Locator | Cash Back Amount |
|---|---|
| Albertsons | $100 to $300 (variable) $120 for Discover credit card |
| ALDI | $100 |
| Food Lion | $200 with debit cards $50 with checks up to $200 with an EBT card |
| Hannaford | $100 |
| Jewel-Osco | $100 |
| Ralphs | $200 |
| Safeway | $200 |
| Save Mart Supermarkets/S-Mart | $200 to $300 (variable) |
| Shoppers Food Warehouse | $300 at the register; $100 at self-checkout |
| ShopRite | $200 with debit cards $120 for Discover credit card |
| Vons | $200 $25 for personal checks |
| Walmart | $100 at the register and $60 at self-checkout with debit cards $60 with Discover credit card $20 with personal checks |
| Whole Foods | $100 |
| Winn-Dixie | $100 |
| Fred Meyer | $300 |
| JayC | $100 |
| Mariano's | $100 |
| Publix | $100 |
| Kroger | $300 with debit cards $120 for Discover credit card $20 for checks |
What Stores Don’t Give Cash Back on Debit Card Transactions
If you’re buying a new armchair, a lamp, or a jacket, you are unlikely to get cash back with your debit card. Clothes shops, home goods, and furnishing stores such as Cumberland Farms, H&M, Pottery Barn, Speedway, or Starbucks don’t usually give cash back.
What Are the Pros and Cons of Getting Cash Back at Stores Near Me?
Advantages:
- The process is easy and quick.
- The fees are zero or little.
- You don’t have to visit an ATM or a bank.
Disadvantages:
- You need to make a purchase to get access to cash back.
- A minimum purchase amount may be required.
- Some stores charge fees.
- There limits on cash withdrawal amounts.
Conclusion
Getting cash back at stores can be a great idea if you need cash here and now. Take the pros and cons into account and don’t form a habit of making unnecessary purchases just to get cash back.
Good list, with the pandemic the line ups at the bank are one hour sometimes. It is good to get groceries and cash for tips in one place
Thanks for sharing your opinion!
That is why we created this cashback list, thanks for stopping by!
A good list you’ve made! Earlier I used to visit customer service desk to find out whether it’s possible to get debit card cash back at the store. Now I can use your table instead
Thank you for checking out our cash back table
I often pay with a debit card so getting cash back is just an extra perk. Will definitely use your list
For sure, it saves the trip to the ATM
I wonder whether it is possible to kill two birds with one stone and in addition to receiving cashback from your debit card, get a percentage of your purchase back by linking these apps to your debit card?
You won’t get the points on the cash you withdraw
It is regular practice of mine to receive cashback on debit cards, especially since you receive cash instantly
I think it used be very common practice, but with contactless payments spread not everyone knows that this is even an option
As for me, the process is absolute without negative side effects.
Of course, you just need to know which store has cash back if you need cash for whatever reason
If you were going to pay smth with your debit card anyways so its a smart way to get something out of it and reward yourself for paying bills.
I don’t know if Cash is a reward, but for sure can save time and a trip to the bank especially now during the pandemic.
Thank you for the list and other info regarding cash back. Very Much appreciated. Just an FYI. Ralphs charges a fee. 50 cents. Poor Ralph needs the extra coin. 🤔
Aldi doesn’t do cash back
Dear Nosa, We are sorry to hear that Aldi doesn’t do cash back. Will will check the info again and will update the list. Thank you.
Can I make 2 cash back transactions in the same store on the same day ?
Hello Joanne. Usually you can make 2 transactions on the same store in a day, but please check it again the store or with the credit card company to be sure.