August 15, 2023
How do you end up with a million dollars? You start with two million dollars. Jokes aside, most people think there are only three ways to become a millionaire. You must: be born rich earn a high income or marry into wealth. Can librarians, janitors, or teachers become millionaires? Many people doubt it, but is it Read more
June 26, 2023
It can be challenging to pay off debt and find the best way to manage your finances effectively. However, in today’s digital age, we have access to several powerful debt payoff apps designed to handle your financial struggles. Whether your goal is to eliminate debt, consolidate your payments, or set and achieve a financial milestone, Read more
June 23, 2023
Which holds more value: $100 today or $100 a year from now? Does it depend on whether you’re making or receiving the payment? Your answer might hinge on your understanding of ‘the time value of money.’ So, let’s explore this financial concept and understand why is the time value of money important for making savvy Read more
May 3, 2023
Last Updated: May 3, 2023 Win the Credit Card Game Credit Cards are necessary, like your cell phone or a driver’s license in 2023. They are powerful tools that can destroy your finances when used incorrectly. Our goal is the opposite – to win the Credit Card game and to use credit cards for our Read more
April 25, 2023
April 7, 2023
Are you tired of living paycheck to paycheck or feeling trapped in a cycle of debt? Becoming financially independent is a dream for many, but it can be challenging to know where to begin. In this post, we’ll explore three crucial steps you can take to start your journey toward financial freedom. By implementing these Read more
December 1, 2022
Updated: December 1, 2022 Personal finance software tools help give you authority over your financial life, but they don’t all serve the same purpose. You may want to track expenses, stick to a budget, invest, pay your taxes, or perform other money management tasks. No matter your financial goals, you can bet there’s a software Read more
November 25, 2022
Updated: November 25, 2022 Sometimes, you get put off by budgets because they seem complicated or time-consuming, but a budget is basically just planning what to do with your money. Check out these good reasons to budget—by taking control of your money, you never worry about paying bills on time. You’re also growing your savings, Read more
June 11, 2022
Updated: June 11, 2022 Did you ever stash coins away in a piggy bank as a kid? It was fun to save our allowance to buy a toy or go to the movies. But did you realize that you were learning to budget? Some adults don’t care about grown-up budgeting. They think it ties them Read more
January 8, 2021
Updated: January 8, 2021 Financial independence takes work. However, you’ll never maintain wealth if you cannot manage your finances by budgeting. You can use the three pillars of financial independence (build wealth, invest income, and generate passive income) to make money. Yet, if your spending is out of control, you will not stay wealthy. Countless Read more