June 26, 2023
It can be challenging to pay off debt and find the best way to manage your finances effectively. However, in today’s digital age, we have access to several powerful debt payoff apps designed to handle your financial struggles. Whether your goal is to eliminate debt, consolidate your payments, or set and achieve a financial milestone, Read more
January 15, 2023
Last Updated: April 17, 2020 One good thing about having expensive debt is the possibility of converting your current loans to a better one. While refinancing may potentially save you money, it can backfire if done incorrectly. Knowing how, and when, to refinance is just as important as refinancing itself. How Refinancing Works Refinancing is Read more
November 30, 2022
Last Updated: November 30, 2022 One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you Read more
October 18, 2022
When you don’t understand credit, it can be a difficult and seemingly unfair concept to get. You’re allowed to borrow money from a company. When you repay it, you may owe nothing extra or a lot of money thanks to really high interest rates. Without credit cards and other forms of consumer credit, could you Read more
September 11, 2022
Updated: September 11, 2022 Many people have difficulty managing their financial situation. Overdue bills are a constant source of worry. They live paycheck to paycheck. When someone is in this situation, debt counseling services (also known as consumer counseling services) sound like a responsible choice. They are advertised as a long-term solution to get your Read more
September 11, 2022
Updated: September 11, 2022 If you owe a large debt, debt relief programs sound like a lifesaver. There are countless reasons that people may have gone into debt. Once they are caught in it, the struggle to keep your head above water is difficult, and many people find themselves sinking deeper. What Is Debt Settlement? Read more
July 13, 2022
Updated: July 13, 2022 One of the most significant factors of any financial situation is debt. Debt can be broken down into whether you have it; how much you have; and what kind you’re carrying. Each of these influences your credit score in different ways. Understanding how debt affects your credit score can guide your Read more
June 15, 2022
Updated: June 15, 2022 Debt collections are a result of having unpaid debts for several months. Your creditor will pass your account onto a debt collector and part of their job is to show this debt on your credit report, which won’t be doing your credit score any favors. There are a number of possible Read more
February 4, 2022
Paying off debts can be expensive. Fortunately, one tool can make this process cheaper. This is a balance transfer. Balance transfers allow you to consolidate your credit card debt onto a new card. A good balance transfer card will have a zero or near-zero interest rate for balance transfers during a specific period. Transferring the Read more
January 13, 2020
Updated: June 28, 2020 The first stage of financial independence and building wealth is eliminating debt. Most people choose one of two strategies: debt snowball vs. debt avalanche. Before you choose a side, you should do one pre-debt elimination step: list all your debts so that you can visually see what they’re costing you. Then Read more