24 Cash Back Sites and Apps Worthy of Your Attention in 2024
Updated: January 11, 2024
You’ve probably known all about cashback via credit card or even debit cards. Did you know that in addition to credit card cashback, you can use extra cash via cashback sites and apps?
That’s right; you can stagger the rewards, earn your credit card points, and cash back from a website.
You’ve probably heard of such cash-back sites as Rakuten, Ibotta, or TopCashback. These websites return you a percentage of what you spend while shopping. Let’s explore the list of cashback websites, find out how they work, and how to choose the one that gives you the best redemption rate.
Table of Contents
How Do Cash Back Apps and Sites Work?
Affiliate Fee Split
You may wonder where this cash comes from. Cashback apps and sites work with retailers and are paid an affiliate fee to refer customers. These sites then share a portion of their affiliate revenue with people who use them to make purchases.
Cash Back Process
- Sign up for a free membership on a cash-back website that you like.
- Instead of visiting a retailer’s website, sign in to this cash-back site or use an app (most cash-back sites offer apps).
- Click on the link that takes you to your favorite retailer’s site.
- Shop as usual.
- The cashback website verifies your transaction, and your cashback reward gets approved.
How much money you get depends on the total amount of money you spend and the website’s offers. The percentage of the affiliate fee also varies by the retailer.
Different Payouts
Some websites and apps that allow you to earn cash back work differently. Be sure to study the process carefully before signing up for the membership.
5 Most Popular Cash Back Sites and Apps
1. Rakuten (former Ebates)
This is one of the most popular cashback sites that offers a referral program and a $10 gift card. It has both a browser extension and a mobile app. Besides, you can get cash back from making your offline purchases.
Minimum cashback payment amount: $5.01, every three months.
Payout methods: PayPal or check.
Welcome bonus: $10 after spending $25 within 90 days of signing up for the membership.
2. TopCashback
This cashback website and app has a referral program and offers gift cards.
Minimum cashback payment amount: none.
Payout methods: PayPal, gift card, or your bank account.
Welcome bonus: $30.
3. Ibotta
Ibotta allows you to earn cash back on grocery purchases using the app. It also offers a referral program and gift cards. Unfortunately, it has no browser extension.
Minimum cashback payment amount: $20.
Payout methods: PayPal, gift card, or your Venmo account.
Welcome bonus: up to $20.
4. BeFrugal
This cash-back site and app allows you to enjoy its referral program and gift cards.
Minimum cashback payment amount: $25.
Payout methods: Bank account, PayPal, eGift card, check, or Venmo.
Welcome bonus: $10.
5. MyPoints
Earn cash back with this great app and browser extension. It has a referral program and offers gift cards.
Minimum cashback payment amount: none.
Payout methods: PayPal or a gift card.
Welcome bonus: $10.
24 Cash Back Sites and Apps
Compare 24 Cash Back Apps and Sites [11/01/2024]
| Website Name | Minimum Cashback Payment Amount | Payout Methods | Welcome Bonus | Gift Card | Referral Program | Mobile App | Browser Extension | More Info |
|---|---|---|---|---|---|---|---|---|
| Upside | No minimum balance | PayPal Check Gift Card | 25$ | Yes | n/a | Android iOS | No | |
| BeFrugal | $25, either once every 15 days or once every 30 days | Bank account PayPal eGift card Check Venmo | $10 after earning $10 in cash back within 12 months of signing up for the membership | Yes | Yes, $10 | Yes | Yes | |
| Checkout51 | $20 | Check | $5 if you sign up via a referral link and redeem your receipts within 30 days of singing up for the membership | No | Yes, $5 | Android iOS | No | Only an app. |
| Dosh | $25 | PayPal Gift card Venmo Give directly to charity | $5 | No | Yes, $5 | Yes | No | Automatic app. You need to link your debit or credit card to it. |
| Drop | 5,000 points (1,000 points = $1) | Gift card | n/a | Yes | Yes, $5 | Yes | No | Drop is tool that allows you to earn points and redeem them for gift cards. You can link your debit or credit card to the account. |
| Earny | $15 | PayPal | n/a | No | Yes, $5 | Android iOS | Yes | The tool scans your receipts, detects price drops and allows your to get a refund; has price protection feature. |
| Fetch Rewards | 3000 points (3000 = $3) | Gift card | $2 | Yes | Yes, 2000 points ($2) | Android iOS | No | This tool scans your grocery receipts and adds the rebates in the form of points to your account. |
| Freebird | n/a | Debit card | n/a | No | Yes, $5 (your friend will receive $10 for their two first rides) | Yes | No | The app allows you to earn rewards for Lyft or Uber rides. |
| Honey | 1000 Honey Gold points | Gift card | 500 Honey Gold points, if you use a referral link to register | Yes | Yes, 500 Honey Gold points | Android iOS | Yes | This is a tool that provides you with online discount codes. This is done automatically. If you participate in Honey Gold Rewards Program, you can earn Honey Gold points and redeem them for gift cards. |
| Ibotta | $20 | PayPal Gift card Venmo | Up to $20 | Yes | Yes | Yes | No | Ibotta is a cashback app focused on groceries. |
| iConsumer | $25 | n/a | 100 shares when shopping within 90 days of account opening | Yes | Yes, 100 shares | Yes | Yes | When using this tool, you are buying shares in the company. |
| InboxDollars | $30 | PayPal Gift card Check | $5 | Yes | Yes | Android iOS | Yes | Swagbucks has its rewards program that allows you to earn points called Swagbucks (SBs). They can be redeemed for gift cards or cash. |
| Mr. Rebates | $10 | PayPal Check | $7.50 | n/a | Yes | Yes | Yes | |
| MyPoints | No minimum amount | PayPal Gift card | $10 after spending $20 within 30 days of your account opening | Yes, $10 | Yes, 25 points | Android iOS | Yes | Also offers discount codes. |
| RetailMeNot | $25 | PayPal Gift card Bitcoin | $5 | Yes | Yes, $5 | Android iOS | Yes | Pei allows you to link your debit or credit card to the account. |
| Raise | n/a | Discounted gift card | 10% off all discounted gift cards (maximum $20) | Yes | Yes, $5 | Android iOS | Yes | Allows to earn Raise Cash and use it for making purchases with your gift card. |
| Rakuten | $5.01, every three months | PayPal Check | $10 after spending $25 within 90 days of signing up for the membership | Yes, $10 | Yes | Yes | Yes | Cash back for offline purchases available |
| Receipt Hog | 1000 coins | PayPal Gift gift Magazine subscriptions | n/a | Yes | No | Yes | n/a | This tool scans your receipts and allows you to earn rewards and coins for playing games at the Hog Slots, taking surveys and others. |
| Shopmium | $5 | PayPal Bank account Give directly to charity | n/a | No | Yes, for blog and website owners | iOS | No | A grocery rebate app. Getting rebates varies by store. |
| Tada | $20 | PayPal Gift card Check | $10 after spending $25 within 30 days of signing up for the membership | Yes | Yes | Android iOS | Yes | |
| ShopKick | 500 Kicks (=$2) | eGift card sometimes other options | Variable | Yes | Yes, 250 Kicks | Yes | No | An app that allows you to earn points called Kicks for in-store and online purchases. |
| Swagbucks | 300 Swagbucks | PayPal Gift card | 300 Swagbucks within 30 days of signing up for the membership | Yes | Yes, 300 Swagbucks | Android iOS | Yes | Swagbucks has its rewards program that allows you to earn points called Swagbucks (SBs). They can be redeemed for gift cards or cash. |
| TopCashback | At any time at your request as soon as your cashback gets "payable" status | Bank account PayPal Gift card | $20, expires December 31st, 2020 | Yes | Yes | Yes | Yes | |
| CapitalOneShopping | $5 | Gift card | n/a | Yes | Yes | Android iOS | Yes | This is a coupon and rewards tool that belongs to Capital One. It also offers a price comparison tool and price drop tracking. |
What to Consider While Choosing Cash Back Sites and Apps
- Minimum payout amount: You often need to spend a threshold amount of money on purchases before receiving the cashback. The amount varies by site.
- Payout periods: Each website has a different payout period.
- Payout methods: Some websites allow you to get cash through gift cards; others can send you a check or cash via PayPal.
- Selection of retailers: Some cash-back sites only work with a limited amount of retailers.
Don’t Buy Stuff Just for the Points
It’s great when you can get cash back while shopping. However, you are not “earning” anything when you use cash-back apps or sites. You are just trying to recoup some of the money spent. Remember that to build wealth, you need to spend less and save more. Try to stay disciplined with money and form healthy spending habits.
![Gas stations that do cashback [2024]](https://financialfreedom.guru/wp-content/uploads/2024/01/Gas-stations-that-do-cashback-2024.jpeg)
TopCashback is absolutely brilliant. I check for absolutely everything on it if buy it online
Awesome would need to check it out as well! More Cashback more better!
Quidco is my top. I’ve had over 200 since March xx
Wow, that’s nice, how much did you spend to get that much back?
I use Topcashback and scan my receipts at shoppix
Interesting, thank you for the insight Karen!
My favourite – ShopKick. But I am strict with myself and only but if i think I’ll like and the reward is high enough
Well, you shouldn’t be buying stuff just to get cashback, that is the rule number one just buy what you need!
I do swagbucks surveys but get addition points for uploading my receipts.
Thanks for sharing Rachel, so many ways to earn cashback these days!
Was mostly using boom25 but since covid, the pay back isn’t so good, so using quidco until it gets more back to normal
Thank you for your insight Michel. Will need to check out these cash back apps
Shopkick is one of my favorites. You can get points for walking in to stores, more points for scanning certain items, and more for scanning receipts if you buy certain products. They pay out in gift cards and not cash but there’s quite a variety to choose from including Walmart, Amazon, Target, Lowe’s, etc
I have a coworker that shopkicks so hard. She literally bought a brand new 70 inch TV with her shopkicks rewards and still had points leftover!
I absolutely love swag bucks..it has helped me pay for Christmas for the last couple years
Fetch Reward is quick and easy. Rakuten (previously Ebates). We order ink, meds, etc…
I use fetch rewards and earn about $20 a year. I also love Swagbucks but have only really made money with their surveys. Over $60 in the past year.
Google Opinion Rewards surveys don’t earn much, but a quarter here and there can add up to free ebooks or games over time.
I’m a huge fan of this, actually. I use it to rent movies that take too long to come to streaming services or buy seasons of shows that I like (but won’t get cable or a streaming service to watch). The e-books are great too.
I use receipt hog, ibotta and fetch. I love receipt hog because they take just about any kind of receipts and give points.
Fetch and Ibotta have referral programs that give you extra points for your first receipt as well
I love ibotta, anything that is easy money is always a plus in my book!
I mostly use shopprize, panel app and VYPR
Storewards not accepting at present, maybe the same for shoppix
Shoppix, HuYu, Storewards, snap my eats, zipzero. I’ve had payouts on all of them. Some won’t accept receipts from everywhere but I just upload all receipts if they don’t accept it that’s fine.
I use Fetch Rewards. It is an app on my iPhone.
I use shopprize, zipzero, panel app and VYPR for receipts or surveys. All adds up. Zipzero gives you money of household bills one you earn enough.
For the people that have several apps. Do you snap the same receipt on them all?
This is a good idea. I’ve missed a trick there, only been photographing on one app.