Savings

Emergency Fund

Emergency Fund: What It Is and Why You Need It

Updated: July 5, 2021 Whether you call it a rainy day fund or an emergency fund, you’ll likely agree that having money set aside to cover unforeseen expenses is a good idea. Emergencies have a way of sneaking up on you without much if any notice. But having such a fund can be a godsend Read more

Cash Back Near Me

Cash Back Near Me: Discover All Options

Updated: June 9, 2021 Where can I get cash back near me? You might find yourself asking this question from time to time. If you really stop to think about it, though, this might seem like an odd question. The reason is that we now have things like smartphone apps, mobile banking, and chip credit Read more

Defer Taxes

Legal Ways to Reduce Taxes

Last Updated: March 17, 2021 Just how big of an expense are taxes? On average, you can be expected to spend 25-35 percent of your salary on taxes each year. That means 3-4 months of each year (or 13 years of your life) goes towards paying off your tax obligation. Unfortunately, as long as you’re Read more

Buy Christmas Gifts on a Budget

Smart Tips to Buy Christmas Gifts on a Budget in 2021

Updated: October 5, 2021 It’s almost Christmas, which means it’s time to buy gifts for the ones you love and it’s a good idea to buy Christmas gifts on a budget. Unfortunately, many of us overspend when we shop for our loved ones. In 2019, the average American shopper accumulated $1,325 in new debt over Read more