Financial News

Buy Christmas Gifts on a Budget

Smart Tips to Buy Christmas Gifts on a Budget in 2022

Updated: October 5, 2022 It’s almost Christmas, which means it’s time to buy gifts for the ones you love and it’s a good idea to buy Christmas gifts on a budget. Unfortunately, many of us overspend when we shop for our loved ones. In 2019, the average American shopper accumulated $1,325 in new debt over Read more

Credit Card Billing Statement

Understanding a Credit Card Statement: a Guide

Updated: November 28, 2022 Credit card statements are usually approached with fear, denial, and confusion. Unless we have kept a tight grip on our finances, we tend to fear the balance we owe. Then comes the denial: we can’t really owe this much money, can we? As we stare at the credit card billing statement, Read more

How to Win O Balance Transfer Offer

Win 0 Balance Transfer Offer with These Tips

Last Updated: October 5, 2022 Credit cards with a 0 balance transfer offer are amazing tools that can save you money on debt. The credit card companies don’t make it easy for you, though. Why should they? When you’re saving money on interest, they’re making less revenue. If you decide to make this card your Read more

0 APR Credit Cards

0 APR Credit Cards: Everything You Need to Know

Updated: November 25, 2022 So, you’re interested in 0 APR credit cards. This could be a very smart idea. A 0% APR card means you won’t pay interest on your balance transfers, new purchases, or both. This interest-free period can be as low as 6 months to as high as 21 months. We’ve listed some Read more

Tax Deductions

2023 Tax Deductions Are Getting Larger: What This Means to You

In 2022, the standard deduction you could claim on your taxes was raised to almost double the past amount. Many American families will see the savings reflected when filing their taxes for 2022. The IRS recently announced the new adjustments for the 2023 tax deduction. There were a few surprises; namely, the standard deduction has Read more