Refinancing a Mortgage

Editorial Note:

Refinancing Mortgage During Covid-19

The idea is simple you find a better interest rate than what you are paying, you refinance your mortgage with this lower debt, your monthly payment goes down, and perhaps total interest costs. There are two major pitfalls to this strategy: transaction costs and maintaining the same loan term.

Overview

  • Pitfalls of refinancing
  • Current interest rates
  • Considerations
  • Doing the math

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Shelly
Shelly
3 years ago

Just want to share – I refinanced my mortgage during the pandemic. Went from a 4.875% interest rate to 2.875% and going to be saving close to $600 a month