December 1, 2022
0% APR credit cards are powerful tools to help reduce credit card debt. They allow you to pay off the principal of the debt without accruing interest over a given period of time. This 0% APR offer may apply to new purchases, past balance transfers, or both. If you are looking for 0% APR credit Read more
November 30, 2022
Last Updated: November 30, 2022 One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you Read more
October 18, 2022
When you don’t understand credit, it can be a difficult and seemingly unfair concept to get. You’re allowed to borrow money from a company. When you repay it, you may owe nothing extra or a lot of money thanks to really high interest rates. Without credit cards and other forms of consumer credit, could you Read more
September 11, 2022
Updated: September 11, 2022 If you owe a large debt, debt relief programs sound like a lifesaver. There are countless reasons that people may have gone into debt. Once they are caught in it, the struggle to keep your head above water is difficult, and many people find themselves sinking deeper. What Is Debt Settlement? Read more
July 13, 2022
Updated: July 13, 2022 One of the most significant factors of any financial situation is debt. Debt can be broken down into whether you have it; how much you have; and what kind you’re carrying. Each of these influences your credit score in different ways. Understanding how debt affects your credit score can guide your Read more
June 15, 2022
Updated: June 15, 2022 Debt collections are a result of having unpaid debts for several months. Your creditor will pass your account onto a debt collector and part of their job is to show this debt on your credit report, which won’t be doing your credit score any favors. There are a number of possible Read more