Privacy Policy
Your privacy is important to us. Financialfreedom’s policy is to respect your privacy regarding any information we may collect from you across our website, https://financialfreedom.guru, and other sites we own and operate.
Information we collect
Log data
When you visit our website, our servers may automatically log the standard data your web browser provides. This data is considered “non-identifying information”, as it does not personally identify you. It may include your computer’s Internet Protocol (IP) address, browser type and version, the pages you visit, the time and date of your visit, the time spent on each page, and other details.
We may also collect data about the device you are using to access our website. This data may include the device type, operating system, unique identifiers, device settings, and geo-location data. What we collect can depend on the individual settings of your device and software. We recommend checking your device manufacturer’s or software provider’s policies to learn what information they make available to us.
Personal information
We may ask for personal information, such as your:
- Name
- Social media profiles
- Date of birth
- Phone/mobile number
- Home/Mailing address
- Work address
- Payment information
- Driver’s licence details
- Passport number
- Tax/SSN/Medicare/etc. number
This data is considered “identifying information”, as it can personally identify you. We only request personal information relevant to providing you with a service and only use it to help provide or improve this service.
How we collect information
We collect information by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. You are free to refuse our request for this information, with the understanding that we may be unable to provide you with some of your desired services without it.
Use of information
We may use identifying and non-identifying information to understand who our visitors are, how they use our services, and how we may improve their experience of our website in future. We do not disclose the specifics of this information publicly but may share aggregated and anonymized versions, for example, in the website and customer usage trend reports.
We may use your personal details to contact you with updates about our website and services and promotional content that we believe may interest you. If you wish to opt out of receiving promotional content, you can follow the “unsubscribe” instructions provided alongside any promotional correspondence from us.
Data processing and storage
The personal information we collect is stored and processed in the United States, where we or our partners, affiliates and third-party providers maintain facilities. We only transfer data within jurisdictions subject to data protection laws that reflect our commitment to protecting the privacy of our users.
We only retain personal information for as long as necessary to provide a service or improve our services. While we retain this data, we will protect it within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. That said, we advise that no electronic transmission or storage method is 100% secure, and cannot guarantee absolute data security.
If you request your personal information be deleted, or if your personal information becomes no longer relevant to our operations, we will erase it from our system within a reasonable timeframe.
Cookies
We use “cookies” to collect information about you and your activity across our site. A cookie is a small piece of data that our website stores on your computer, and accesses each time you visit, so we can understand how you use our site. This helps us serve you content based on the preferences you have specified. Please refer to our Cookie Policy for more information.
Third-party access to information
We use third-party services for:
- Analytics tracking
- User authentication
- Advertising and promotion
- Content marketing
- Email marketing
- Payment processing
These services may access our data solely to perform specific tasks on our behalf. We do not share personally identifying information with them without your explicit consent. We do not allow them to disclose or use our data for other purposes.
We may, from time to time, allow limited access to our data by external consultants and agencies for the purpose of analysis and service improvement. This access is only permitted for as long as necessary to perform a specific function. We only work with external agencies whose privacy policies align with ours.
We will refuse government and law enforcement requests for data if we believe a request is too broad or unrelated to its stated purpose. However, we may cooperate if we believe the requested information is necessary and appropriate to comply with the legal process, to protect our own rights and property, to protect the safety of the public and any person, to prevent a crime, or to prevent what we reasonably believe to be illegal, legally actionable, or unethical activity.
We do not otherwise share or supply personal information to third parties. We do not sell or rent your personal information to marketers or third parties.
Children’s Privacy
We are committed to protecting the privacy of children who use our services. We encourage parents to engage with us in protecting their children’s privacy, ensuring a safe and enjoyable online experience. Please refer to our Children’s Privacy Policy for more information.
Limits of our policy
This privacy policy only covers Financialfreedom’s own collecting and handling of data. We only work with partners, affiliates and third-party providers whose privacy policies align with ours, however, we cannot accept responsibility or liability for their respective privacy practices.
Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites, and cannot accept responsibility or liability for their respective privacy practices.
Changes to this policy
We may change our privacy policy to reflect acceptable practices at our discretion. We will take reasonable steps to inform users about changes via our website. If you are a registered user on https://financialfreedom.guru/, we will notify you using the contact details saved in your account. Your continued use of this site after any changes to this policy will be regarded as acceptance of our practices around privacy and personal information.
Your rights and responsibilities
As our users, you can know how your data is collected and used. You are entitled to know what data we collect about you, and how it is processed. You are entitled to correct and update any personal information about you and request that this information be deleted. You may amend or remove your account information anytime, using the tools in your account control panel.
You are entitled to restrict or object to our use of your data while retaining the right to use your personal information for your own purposes. You have the right to opt out of data about you being used in decisions based solely on automated processing.
Feel free to contact us with any concerns or questions about how we handle your data and personal information.
This policy is effective as of 1 April 2018.
Cookie Policy
We use cookies to help improve your experience of https://financialfreedom.guru/. This cookie policy is part of Financialfreedom’s privacy policy and covers cookies between your device and our site. We also provide basic information on third-party services we may use, who may also use cookies as part of their service, though they are not covered by our policy.
If you don’t wish to accept cookies from us, you should instruct your browser to refuse cookies from https://financialfreedom.guru/, with the understanding that we may be unable to provide you with some of your desired content and services.
What is a cookie?
A cookie is a small piece of data that a website stores on your device when you visit, typically containing information about the website itself, a unique identifier that allows the site to recognize your web browser when you return, additional data that serves the purpose of the cookie, and the lifespan of the cookie itself.
Cookies are used to enable certain features (eg. logging in), to track site usage (eg. analytics), to store your user settings (eg. timezone, notification preferences), and to personalize your content (eg. advertising, language).
Cookies set by the website you are visiting are normally referred to as “first-party cookies”, and typically only track your activity on that particular site. Cookies set by other sites and companies (ie. third parties) are called “third-party cookies”, and can be used to track you on other websites that use the same third-party service.
Types of Cookies and how we use them
Essential cookies
Essential cookies are crucial to your experience of a website, enabling core features like user logins, account management, shopping carts and payment processing. We use essential cookies to enable certain functions on our website.
Performance cookies
Performance cookies track how you use a website during your visit, without collecting personal information about you. Typically, this information is anonymous and aggregated with information tracked across all site users, to help companies understand visitor usage patterns, identify and diagnose problems or errors their users may encounter, and make better strategic decisions in improving their audience’s overall website experience. These cookies may be set by the website you’re visiting (first-party) or third-party services. We use performance cookies on our site.
Functionality cookies
Functionality cookies collect information about your device and any settings you may configure on the website you’re visiting (like language and timezone settings). This information lets websites provide customized, enhanced or optimized content and services. These cookies may be set by the website you’re visiting (first-party) or third-party service. We use functionality cookies for selected features on our site.
Targeting/advertising cookies
Targeting/advertising cookies determine what promotional content is more relevant and appropriate to you and your interests. Websites may use them to deliver targeted advertising or to limit the number of times you see an advertisement. This helps companies improve the effectiveness of their campaigns and the quality of content presented to them. These cookies may be set by the website you’re visiting (first-party) or third-party services. Targeting/advertising cookies set by third parties may be used to track you on other websites that use the same third-party service. We use targeting/advertising cookies on our site.
Third-party cookies on our site
We may employ third-party companies and individuals on our websites—for example, analytics providers and content partners. We grant these third parties access to selected information to perform specific tasks on our behalf. They may also set third-party cookies to deliver the services they are providing. Third-party cookies can track you on websites using the same third-party service. As we have no control over third-party cookies, they are not covered by Financialfreedom’s cookie policy.
Our third-party privacy promise
We review the privacy policies of all our third-party providers before enlisting their services to ensure their practices align with ours. We will never knowingly include third-party services that compromise or violate the privacy of our users.
How you can control or opt out of cookies
If you do not wish to accept cookies from us, you can instruct your browser to refuse cookies from our website. Most browsers are configured to accept cookies by default, but you can update these settings to either refuse cookies altogether or to notify you when a website is trying to set or update a cookie.
If you browse websites from multiple devices, you may need to update your settings on each individual device.
Although some cookies can be blocked with little impact on your experience of a website, blocking all cookies may mean you cannot access certain features and content across the sites you visit.
Children’s Privacy Policy
We are committed to protecting the privacy of children who use https://financialfreedom.guru/ and its services. This children’s privacy policy is part of our approach to privacy and covers the way we collect, store and manage information provided by children under the age of 13, in accordance with the US Children’s Online Privacy Protection Act (COPPA).
We encourage parents to engage with us in protecting their children’s privacy, ensuring a safe and enjoyable online experience.
Collecting Information from Children
At times, we may require information from children to enable participation in certain activities, for example, registering an account, customizing a profile, or receiving notifications. When collecting non-personal information, we encourage children never to provide details that may personally identify them or reveal their location. We do not require children to provide more information than is necessary to participate in an activity.
We do not use children’s contact details for marketing purposes, though we may use them for our internal marketing and research to improve the quality of products and services offered across our site.
Parental Consent
Per COPPA, if an activity requires any personal information (such as first name, last name, or email address), we will provide notice to and seek consent from a parent or guardian before collecting the information. We only retain collected information for as long as necessary to enable participation in the requested activity.
If we discover we have collected personal information in a manner non-compliant with COPPA, we will either delete the information or seek parental consent.
As a parent/guardian, if you believe your child is participating in an activity collecting personal information, and you have not received a notification or request for consent, please feel free to contact us via our contact page. We do not use parent contact details unless marketing materials are explicitly requested.
Safeguarding Children’s Privacy
We take security seriously, and do what we can within commercially acceptable means to protect your child’s personal information from loss or theft, as well as unauthorized access, disclosure, copying, use or modification. That said, we advise that no electronic transmission or storage method is 100% secure, and cannot guarantee absolute data security.
Information abuse and community misconduct
We do not tolerate doxing (publishing private or personal information about an individual without consent), cyberbullying, or other information abuse on https://financialfreedom.guru/.
If we discover that a child’s personal information has been disclosed on our site without the express consent of their parent/guardian, we will remove the content in question as quickly as possible and effect disciplinary measures (a warning, suspension or ban) on the offending account.
Third-party access to information
We do not knowingly disclose any personally identifying information or personal information provided by children to third parties. We may, however, disclose anonymized and aggregated versions of this information (analytics and statistics) for business, marketing or public relations purposes.
Parental Controls and Intervention
As a parent/guardian, you may refuse to let us collect further information from your children for a particular activity or account. If you have given us consent previously, you may log in to your child’s account to review, edit or delete the information, or contact us to request the removal of the information from our records.
Please be aware that removing certain information may result in the termination of the associated account or withdrawal from the associated activity.
