Money Management

Money Management Tools

Personal Finance Software Tools: Full Guide

Updated: December 1, 2022 Personal finance software tools help give you authority over your financial life, but they don’t all serve the same purpose. You may want to track expenses, stick to a budget, invest, pay your taxes, or perform other money management tasks. No matter your financial goals, you can bet there’s a software Read more

Budget Categories

Budget Categories: What to Include in Your Personal Budget

Updated: November 25, 2022 Sometimes, you get put off by budgets because they seem complicated or time-consuming, but a budget is basically just planning what to do with your money.  Check out these good reasons to budget—by taking control of your money, you never worry about paying bills on time. You’re also growing your savings, Read more

Instant Gratification

Instant Gratification: What It Is and How to Avoid It

Updated: November 3, 2020 We live in the age of instant gratification: we receive whatever we want almost instantly. Push a button, scan a phone, tap or swipe a card and it appears. Anything over 2-day shipping is too long to wait. Marketers have capitalized on this, offering immediate delivery to get us to spend Read more

How to Build Wealth

How to Build Wealth: 3 Basic Steps

Updated: August 6, 2020 Financial independence is a goal that many of us want to work towards. Wealth creation is one of the factors to becoming financially independent. Many people believe that you need to have a lot of money to create wealth. This isn’t true: you can build wealth with the income you currently Read more

Credit Cards

What and How Many Credit Cards Should I Have: Full Guide

Updated: August 3, 2020 Win the Credit Card Game In 2020 Credit Cards are a necessity just like your cell phone or a driver’s license. They are powerful tools that can destroy your finances when used incorrectly. Our goal is the opposite – to win the Credit Card game and to use credit cards for Read more

Become Financially Independent

Achieving Financial Independence: 3 Most Important Steps

Achieving Financial Independence Tips Updated: June 14, 2020 What Is Financial Independence? Many people confuse it with having a lot of money. It’s not necessarily the same thing. Financial freedom means that you have enough income to last the rest of your life without needing to work. Anyone can become financially independent provided they understand Read more

Budget Apps

Budget Successfully with These Good Budgeting Apps

One essential habit that you need to adopt to gain financial independence is budgeting. It remains popular because many people use to control their personal finances and spending. If you’ve tried to use a budget before but it didn’t work, don’t give up just yet. Perhaps you need a little help from some good budgeting Read more

How to stay disciplined with money

Behavioral Psychology: How to Stay Disciplined with Money

Does it feel like you have no will power when it comes to saving money? You know you shouldn’t buy that new item, but it’s a steal, and it’s available for a limited time! Behavioral psychologists suggest that we don’t always make the most reasonable and rational decisions. Several cognitive and emotional factors within our Read more