July 13, 2022
Updated: July 13, 2022 One of the most significant factors of any financial situation is debt. Debt can be broken down into whether you have it; how much you have; and what kind you’re carrying. Each of these influences your credit score in different ways. Understanding how debt affects your credit score can guide your Read more
June 15, 2022
Updated: June 15, 2022 Debt collections are a result of having unpaid debts for several months. Your creditor will pass your account onto a debt collector and part of their job is to show this debt on your credit report, which won’t be doing your credit score any favors. There are a number of possible Read more
June 12, 2022
Updated: June 12, 2022 It’s possible to go through life with bad credit. The problem is that it makes life expensive and difficult. If you prefer to be less stressed, then you should have and maintain a good credit score for future use. Having a good credit score is important because it saves money and Read more
May 31, 2022
Updated May 31, 2022 Sometimes we make mistakes that affect our credit score. You may have accidentally missed a payment deadline, or opened a new credit card too soon after the last one. The result is that your credit score is no longer perfect. Rebuilding your score takes time. It takes patience to see the Read more