Venture® from Capital One® Fees and rates
Annual Fee
Annual Percentage Rate (APR)
Transaction Fees
Penalty fee
Venture® from Capital One® Reward Program
Earn unlimited 2X miles per dollar on every purchase, every day.
Earn 5x miles with Uber Eats through January 31, 2021.
You have two ways to redeem your miles for travel:
1) Redeem for past travel purchases using Purchase Eraser®
2) Book new travel reservations
3) Redeem for food delivery and streaming services.
You can also redeem your miles for cash in the form of a check or account credit gift cards and more.
Fee Benefits
No Overlimit Fee
No Over-the-Limit Fee. You won’t pay an over-the-limit fee if your credit card balance goes over your credit limit.
For Example:
Let’s say your credit card limit is $5,000. One month, you spend more than your limit on the card. Some credit card companies will charge you between $25 and $35 for this mistake. If your card advertises no overlimit fee, you won’t be charged a penalty for your spending.
No Penalty APR
This credit card comes with a No Penalty APR. You won’t default to a higher APR if your payment arrives on or after day 60.
Insurance Benefits
Extended Warranty Insurance
Extended Warranty Insurance. This credit card extends the original manufacturer’s warranty of an item. You get the benefits of an extended warranty without purchasing the store’s expensive extended warranty.
Medical Insurance
Medical Insurance. This credit card company can arrange medical transport and appropriate medical attention while traveling.
Rental Car Insurance
Rental Car Insurance. This credit card covers any damage from collision or theft on most rental vehicles, up to the value of the car.
Travel Accident Insurance
Travel Accident Insurance. If you’re ever in an accident while on a vehicle licensed to transport the general public, you’ll want this insurance. It covers injuries from losing an eye or a limb all the way up to death.
Security Benefits
Emergency Cash Advance
Emergency Cash Advance. If your credit card is lost, damaged or stolen, you can ask the credit card company for some emergency cash. They will authorize the payment, which you can collect from a designated financial institution.
Emergency Card Replacement
Emergency Card Replacement. Whether your card is lost, stolen or damaged, the credit card company can provide help as soon as next day. It doesn’t matter if you’re still on vacation, the credit card company will mail a replacement to you wherever you are. This will be done free of charge.
Fraud Protection
The credit card company’s Fraud Protection keeps your account safe from unauthorized charges. In fact, once the charges are proven fraudulent, you will be guaranteed a refund. All you have to do is check your statement. If you find something wrong, contact the credit card company and file a claim.
Zero Liability
Zero Liability. If you didn’t buy it, don’t pay for it. You will not be held responsible for any unauthorized charges that appear on your account.
Sign Up Benefits
Bonus Miles
Bonus Miles. This card gives you an opportunity to earn bonus airline miles when you sign up. This offer is usually valid for a specified time, usually a few months.
Travel Benefits
No Foreign Fees
No Foreign Fees. With this credit card, you won’t pay any fees on any transactions you make while traveling overseas.
Travel and Emergency Assistance
Travel and Emergency Assistance. This credit card provides you with referrals and assistance for emergency services.
Credit Score Needed For Venture® from Capital One®
Your best chance of being approved for this credit card involves having a credit score 751 - 850. Having your credit score in this range does not guarantee approval. There are still other factors besides credit score that determine if you will qualify for this card.
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