CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Fees and rates
Annual Fee
Annual Percentage Rate (APR)
Transaction Fees
Penalty fee
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Reward Program
Earn 2 AAdvantage® miles
for every $1 spent on eligible American Airlines purchases.
Earn 2 AAdvantage® miles
per $1 spent on purchases at telecommunications merchants cable and satellite providers car rental merchants and at gas stations.
Earn 1 AAdvantage® mile
for every $1 spent on other purchases.
Fee Benefits
No Overlimit Fee
No Over-the-Limit Fee. You won’t pay an over-the-limit fee if your credit card balance goes over your credit limit.
For Example:
Let’s say your credit card limit is $5,000. One month, you spend more than your limit on the card. Some credit card companies will charge you between $25 and $35 for this mistake. If your card advertises no overlimit fee, you won’t be charged a penalty for your spending.
Sign Up Benefits
Bonus Miles
Bonus Miles. This card gives you an opportunity to earn bonus airline miles when you sign up. This offer is usually valid for a specified time, usually a few months.
Statement Credit
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® allows you to pay off part or your entire bill with a Statement Credit offered as a sign-on bonus.
For example, you have a credit card which offered a $200 statement credit. In order to get it, you have to make purchases totaling $1000 or more within the first 90 days of opening the card. You spend $1100. When you get your credit card statement for the month following the introductory period, your bill will be reduced by $200. So if your credit card bill is $500, you will only have to pay $300.
0 Annual Fee 1st Year
No Annual Fee for the First Year. This credit card company waives its annual fee for the first year. You’ll get a year to decide if the card is worth the fee before you have to renew.
Travel Benefits
Free Checked Bag
Free Checked Bag. Some credit cards offer 1 or 2 free checked bags for you and sometimes for people traveling with you.
No Foreign Fees
No Foreign Fees. With this credit card, you won’t pay any fees on any transactions you make while traveling overseas.
Priority Boarding
Priority Boarding. This credit card allows you to board the airplane first.
Travel Discounts
Travel Discounts. That credit card in your wallet can give you discounts on your next vacation: flights, hotels, or car rentals. You may also get discounts on tickets for attractions, like museums, theme parks, and other experiences.
Credit Score Needed For CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
Your best chance of being approved for this credit card involves having a credit score 651 - 750. Having your credit score in this range does not guarantee approval. There are still other factors besides credit score that determine if you will qualify for this card.
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