Loan Qualifier Calculator

This calculator is designed to help you determine whether or not you qualify for a specific loan. To get an accurate estimate you must enter a variety of information about the loan you want and your current financial situation, including any car or mortgage payments.

It should be noted that this calculator is an estimate only, and cannot guarantee that you will receive a loan. On the other hand, if you’re drastically under or overqualified, it will definitely be able to tell.

Loan Qualifier

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Loan Amount:
Interest Rate:
Number of Months:
Buyers' Monthly Income:
Real Estate Liabilities:
Homeowner's Insurance:
PMI and HOA Dues:
Other Housing Debt:
Car Payments:
Credit Card Payments:
Child Care Expenses:
Other Non-Housing Debt:
Qualifying Income Ratio:
Qualifying Debt Ratio:



Gross Monthly Income:
Loan Payment:
Income Obligations:
Debt Obligations:
Buyers' Income Ratio:
Buyers' Debt Ratio:
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By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Financialfreedom and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Financialfreedom is not responsible for any human or mechanical errors or omissions.

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