True Cost Owning Home Calculator

Our true cost of owning a home calculator computes the most common expenses to anticipate when purchasing a home.

True Cost of Owning Home Calculator

Purchase Information

Advanced Fields:

Closing Costs

Ongoing Expenses

Optional: Repairs and Improvements Needed

Download Guide

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Payment Per Period:
Mortgage Payment (total per Month):
Total Expenses per Month:
Total Montly Payments:
After Tax Monthly Income Needed:

Cash Needed

Down Payment:
Closing Costs:
Repairs Improvements Needed:
Suggested Repair Fund:
Total Cash Needed on Hand:
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By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Financialfreedom and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Financialfreedom is not responsible for any human or mechanical errors or omissions.