Personal Finance Tips

Father's Day Gifts on a Budget

Father’s Day Gifts on a Budget

Last  Updated: May 10, 2023 Families in the United States celebrate Father’s Day every year in June, on the third Sunday. It’s that time again, and the D-day is approaching fast. It’s when we all must show and remind our dads and grandpas that they are near and dear to our hearts.  Not even the Read more

Credit Cards

What and How Many Credit Cards Should I Have: Full Guide

Last Updated: May 3, 2023 Win the Credit Card Game Credit Cards are necessary, like your cell phone or a driver’s license in 2023. They are powerful tools that can destroy your finances when used incorrectly. Our goal is the opposite – to win the Credit Card game and to use credit cards for our Read more

How to Become Financially Independent

How to Become Financially Independent [Explore Three Steps Inside]

Are you tired of living paycheck to paycheck or feeling trapped in a cycle of debt? Becoming financially independent is a dream for many, but it can be challenging to know where to begin. In this post, we’ll explore three crucial steps you can take to start your journey toward financial freedom. By implementing these Read more

How to calculate the effective cashback rate

How to Calculate the Effective Cash Back Rate

Last Updated: April 5, 2023 Do you know how to maximize your cash back rewards? Not all cash back offers are created equal. Today, we will dive into calculating the effective cash back rate and learn how to make the most out of your rewards program with three real-life scenarios. Let’s start by defining the Read more

Easter on a budget

Easter on a Budget

Updated: April 2, 2023 Easter is nearby, and we’re actively preparing for its celebration. Although it isn’t the most expensive holiday, it can still affect your family budget and lower your savings rate.  There are ways to celebrate Easter on a budget and make it memorable. Before we dive into these ways, let’s look at Read more